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Will insurance cover temporary office, manufacturing, or storage space while my building is being rebuilt?

Some types of insurance will cover expenses like this, as well as other expenses associated with a disaster, including business taxes and employee salaries that you can’t afford during reconstruction. This is typically sold under the title “business interruption insurance,” but it’s best to check your policy to see what it covers.

Additional Recommended FAQs

Can I choose to improve my building during reconstruction?
Why am I being told that I can’t or shouldn’t rebuild?

It’s becoming increasingly common to discourage reconstruction.

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How do I know whether to restore or rebuild my building?

Deciding whether to restore your building or tear it down and start again can be difficult.

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Why can’t I make the new building just like the old one?

In some cases, you can’t rebuild the old building because the building codes have changed since the original construction.

Read more