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How do I know whether to restore or rebuild my building?

Deciding whether to restore your building or tear it down and start again can be difficult. You should always consult with a restoration expert first to understand what it will take to restore your building to its pre-disaster state. Then you can compare that to reconstruction in terms of safety, cost, convenience, and legal restrictions.
Your insurance company may recommend one course or the other. Sometimes your coverage will make that the most desirable option, but other times coverage is too small to sway your choice.

Additional Recommended FAQs

Can I choose to improve my building during reconstruction?
Why am I being told that I can’t or shouldn’t rebuild?

It’s becoming increasingly common to discourage reconstruction.

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Will insurance cover temporary office, manufacturing, or storage space while my building is being rebuilt?

Some types of insurance will cover expenses like this.

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Why can’t I make the new building just like the old one?

In some cases, you can’t rebuild the old building because the building codes have changed since the original construction.

Read more