Storms are capable of causing many types of severe damage to any property. Wind and hail can damage your roof and siding. Stucco and even brick facades are also vulnerable to strong winds, hail, and water. Tree branches can be downed by wind or lightning, falling onto your property and causing damage to buildings and commercial vehicles. Heavy rain can flood your property, either by flooding the street or by entering through a damaged roof. Downed power lines or electrical system damage can lead to shock and fire risks.