Proper documentation is critical for a successful insurance claim. Follow these steps:
- Photograph the Damage – Take clear photos and videos of affected areas, including walls, floors, and personal belongings.
- Save Damaged Items – If possible, leave damaged materials or items (like soaked carpets) for the adjuster’s inspection.
- Create an Inventory – Make a detailed list of all items that were damaged, including descriptions and approximate values.
- Keep All Records – Save receipts for plumbing repairs, water removal services, and any other relevant costs.
- Contact Your Insurance Company Quickly – Notify your insurance company as soon as the damage is discovered to start the claims process.