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Is commercial restoration covered by insurance?

Most commercial property insurance policies cover restoration services for damage caused by events such as fire, water, and storms. However, most insurance policies won’t cover damage from flooding unless you have a specific flood insurance policy, and you may not have coverage for damage caused by negligence. It’s important to review your insurance policy and consult with your insurance provider to understand the specific coverage and any exclusions.

Additional Recommended FAQs

Can I operate my business while commercial restoration services are being completed?

In some cases, you may be able to continue operating during restoration work if the damage is localized and there are no health or safety issues present.

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How much does commercial restoration cost?

As with the timeline, the cost of commercial restoration projects can vary significantly from project to project.

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How long does a typical commercial restoration project take?

It’s impossible to provide an accurate timeline for your commercial restoration project until our local companies arrive to assess the damage.

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Are there specific certifications to look for in a commercial restoration company?

Yes. Make sure you choose a commercial restoration company with appropriate licenses and certifications.

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What should I expect during the commercial restoration process?

The commercial restoration process requires a series of steps that are all critical to ensure all health and safety issues are eliminated and your property is returned to its original condition.

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How do I choose the best restoration company for my business?

Certifications, experience, availability, reputation, insurance, and compliance are some key factors to consider when choosing a commercial restoration company.

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What are the most common types of commercial property damage?

Water damage, fire and smoke damage, storm damage, and mold growth are the most common types of commercial property damage.

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