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The Crucial Role of Air Quality Testing in Fire Damage Restoration

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Will my insurance policy cover fire damage restoration?

In general, commercial insurance policies will cover the cost of fire damage restoration. However, there are several important distinctions.
If your business was leasing space, the property owner’s insurance may not cover your losses. If you had fire insurance specifically for your business, the amount of compensation will depend on the type of coverage you have. Some policies are for the actual cash value of furnishings, which may not be enough to cover replacement (but might be enough to pay for restoration).
In addition, business interruption insurance may be essential at this time. It can cover a loss of revenue, staff wages, taxes, and temporary or long-term relocation costs after a fire.

Additional Recommended FAQs

How can I prepare my business for a fire before it happens?

Our Priority Response Emergency Program (PREP) will ensure your business will have a plan in place for when a fire or any other disaster strikes.

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Can I upgrade my commercial property during restoration or reconstruction?
Can we keep operating in the building during fire damage restoration?

In some instances, it might be possible to operate in the building during fire damage restoration, but it depends on the nature of the work and the fire.

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What is safe and profitable to salvage after a fire?

Our local companies are experts at fire damage restoration, and they will identify what items can be salvaged and restored as well as those that will need to be replaced.

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How much will fire damage restoration cost, and how long will it take?

Fire damage restoration can vary significantly, depending on the type and extent of the fire as well as the contents and construction of your property.

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The fire department and/or sprinklers left a lot of water in my building. Can you also restore water damage?